Cash Offers That Close in Days

Cash Closes Deals.
Speed Wins Markets.

We provide the cash to close. Your buyer gets the house. The seller gets certainty. Everyone walks away clean.

Submit a Deal How It Works
48hr
Preliminary Terms
Cash
All Purchases
7-14d
Close Timeline
Flat Fee
No Interest Charges

The Deal Structure

One product. Two closings. Clean and fast.

1

Cash Purchase

We buy the property with cash on your buyer's behalf. No financing contingency. Seller gets certainty of close in days, not weeks.

2

Short Hold

We hold title for 15-45 days while the buyer's permanent mortgage closes. No interest charges during the hold. Flat fee only.

3

Title Transfer

Once the buyer's mortgage is ready, we transfer title. Second closing. Buyer owns the home. Done.

Everyone at the Table Is Protected

Every party in a COA deal has a clear role, a clear benefit, and a clear protection.

What's In It for the Buyer

Cash offer strength without having cash

Your offer comes in as all-cash. No financing contingency. Sellers take you seriously.

Close in days, not weeks

Stop losing to cash buyers. Match their speed. Win the house you actually want.

Flat fee. No interest.

One transparent fee based on purchase price. No interest charges during the hold period. Cheaper than losing your dream home.

How the Buyer Is Protected

Buyer Protections

  • You still use your own mortgage lender — nothing changes about your permanent financing
  • Property is secured for you from day one. No one else can buy it while your mortgage closes.
  • If your mortgage falls through, our interest is in the property — not in coming after you personally
  • Flat fee is known upfront before you commit. No surprise charges, no escalating interest
  • Title insurance on both closings protects your ownership
  • Standard closing costs (transfer taxes, mansion tax where applicable, recording fees) are the buyer's responsibility, just like any conventional purchase

What's In It for the Broker

Win more deals for your clients

Turn every financed buyer into a cash buyer. Stop losing deals to all-cash offers from investors.

No cost to you or your brokerage

COA doesn't charge the broker. Your commission is the same. We make the deal happen faster — you close faster.

Competitive edge in your market

You can tell every listing agent: "my buyer's offer is cash, closing in days." That changes everything.

How the Broker Is Protected

Broker Protections

  • Your client relationship stays yours. We never contact your buyers directly without your involvement.
  • Transparent fee structure — you know exactly what your client pays before submitting
  • Your commission is unaffected. COA's fee is separate from your buyer-agent agreement.
  • Preliminary terms within 48 hours — no stringing your client along for weeks
  • You see every step of the process. Full visibility from submission to close.

What's In It for Mortgage Brokers

Your borrower gets the house. Your loan closes.

No more losing deals to cash buyers while you're still in underwriting. COA locks in the property so your borrower's mortgage has time to fund.

More closed loans, not fewer

COA doesn't replace your mortgage — we make sure it actually gets to the closing table. Every deal that would have fallen through to a cash buyer is now a funded loan for you.

Refer your broker network

You already work with buyer's agents who need cash offer capability. Introduce them to COA — they win more deals, you close more loans. Everybody wins.

How the Mortgage Broker Is Protected

Mortgage Broker Protections

  • The buyer's permanent mortgage is unchanged. COA provides cash for the first close — your loan funds the second close exactly as it would have.
  • Your origination, your commission, your relationship — all untouched. We don't provide financing.
  • The property is already under contract and secured before your mortgage needs to fund.
  • Standard title insurance on both closings. Clean chain of title.
  • No special underwriting requirements. If your borrower qualifies for the mortgage, they qualify for COA.

What's In It for Title Companies

Refer brokers. Earn double closings.

You already know every broker and lender in your market. Introduce them to COA and every deal they send becomes two closings at your shop. The more you refer, the more volume comes back to you.

Two closings per deal. Guaranteed.

Every COA deal generates two title transactions: the cash purchase and the mortgage transfer. Double the closings, double the policies, same clean process every time.

Fast first close, normal second close

Closing #1 is a clean cash deal — no financing conditions, 7-14 days. Closing #2 is the standard mortgage close that was going to happen anyway. Nothing exotic.

How Title Companies Are Protected

Title Protections

  • Standard double-close structure — well-established legal framework, nothing exotic
  • Both closings use title insurance. No gap in coverage.
  • Cash funding verified before Closing #1. No risk of unfunded transactions.
  • Closing #1 is a fast cash close (7-14 days). Closing #2 is the normal mortgage close that was going to happen anyway.
  • We work with your existing processes. No special software or integration required.

Markets We Serve

We're active where homes move fast and cash makes the difference. If your buyers are losing deals to all-cash offers, we can help.

New York Metro

Westchester, Long Island, NYC

Northern New Jersey

Bergen, Hudson, Essex

Greater Boston

Metro Boston, Cambridge, Suburbs

Pacific Northwest

Seattle Metro, Eastside

Triangle Region

Raleigh, Durham, Chapel Hill

Southern California

LA, San Diego, Orange County

DC Metro

Georgetown, Chevy Chase, Bethesda

Your Market

Homes moving fast in your area? Let's talk.

The Right School. The Right Street. The Right Home.

You're not paying for a service. You're paying for the house you actually want. One flat fee. No interest. No surprises.

$
Enter a purchase price above to see your fee
All Deals3.00%
Flat fee — same rate every deal, no brackets.
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Ready to Win Your Next Deal?

Submit a deal and receive preliminary terms within 48 hours. No commitment. No cost to submit.

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